TORCH Programs




between you and The TORCH Insurance Program.

Texas Organization of Rural and Community Hospitals now have better choices when it comes to purchasing insurance. TORCH has created buying power for its vast membership base, and now there are programs that exist offering better coverage and better pricing than ever before.

The TORCH Insurance Program is managed by HealthSure and was created by TORCH members for TORCH members.

It makes the complex job of protecting and improving the financial health of your hospital simple.

Participation in the TORCH Insurance Program delivers:

  • Leveraged buying power
  • Greater choice and flexibility in terms and conditions
  • A single point of contact for all insurance products, services and programs
  • A dedicated, personalized, hands-on approach
  • Over 30 years of unmatched focus on hospital issues and opportunities

Now is the best time for you to explore everything TORCH and the TORCH Insurance Program has to offer.


  • Over 70 TORCH hospitals participate
  • Since 2007, participation has increased by 57%, the number of policies has increased by 360%, and the total buying power has quadrupled!
  • All TORCH members have access to world-class strategies, tools and resources for reducing risk, eliminating gaps or overlaps, and getting more for every insurance dollar they spend


  • Property Insurance
  • Liability Coverage
  • Workers Comp
  • Employee Benefits
  • Physician Liability Coverage
  • And much more!