We optimize your insurance spend by eliminating gaps and overlaps and delivering non-insurance solutions wherever practical.

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Cyber Program
property
Property Insurance
Workers Compensation

Group Buying Programs

liablity
Liability Protection
Malpractice
E & O, Professional Liability
CRIME
Crime
workers comp
Workers Compensation
AUTO
Auto
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Take the Community Hospital Insurance Coalition (CHIC) for example. With our expert support and management, more than 30 rural hospitals who have come together to own this medical stop-loss reinsurance company. They are paying less for their insurance, improving benefits program performance, and receiving their share of a significant annual surplus cash distribution (~$2.5 million since inception in 2018).