May 2021

Consolidated Appropriations Act and Mental Health Parity FAQs

HSA Limits Increase for 2022

IRS Issues Guidance on Taxability of DCAP Benefits for 2021 and 2022


Consolidated Appropriations Act and Mental Health Parity FAQs

The Consolidated Appropriations Act, 2021 (CAA) amended the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) to provide additional protections. On April 2, 2021, the DOL, Health and Human Services (HHS) and the Treasury jointly issued FAQs to clarify these amendments.

In particular, the CAA requires group health plans and health insurance issuers to conduct comparative analyses of the nonquantitative treatment limitations (NQTLs) used for medical and surgical benefits as compared to mental health and substance use disorder (MH/SUD) benefits. The comparative analyses, and certain other information, must be made available upon request to applicable agencies beginning Feb. 10, 2021.

  • When plans and issuers must make their NQTL comparative analyses available;
  • What information plans and issuers must make available;
  • Reasons why documentation of comparative analyses of NQTLs might be insufficient;
  • What types of documentation should be made available; and
  • What actions the Departments might take for noncompliance.

top


HSA Limits Increase for 2022

top


IRS Issues Guidance on Taxability of DCAP Benefits for 2021 and 2022

top


©2021 Zywave, Inc. All rights reserved.
The information provided in this alert is not, is not intended to be, and shall not be construed to be, either the provision of legal advice or an offer to provide legal services, nor does it necessarily reflect the opinions of the HealthSure, our lawyers or our clients. This is not legal advice. No client-lawyer relationship between you and our lawyers is or may be created by your use of this information. Rather, the content is intended as a general overview of the subject matter covered. HealthSure and Marathas Barrow Weatherhead Lent LLP are not obligated to provide updates on the information presented herein. Those reading this alert are encouraged to seek direct counsel on legal questions.
CHIC Logo

Take the Community Hospital Insurance Coalition (CHIC) for example. With our expert support and management, more than 30 rural hospitals who have come together to own this medical stop-loss reinsurance company. They are paying less for their insurance, improving benefits program performance, and receiving their share of a significant annual surplus cash distribution (~$2.5 million since inception in 2018).